A debit card is a smart way to shop if you want to avoid using a credit card that will charge you interest if you don’t pay the balance in full each month. But because a debit card is directly tied to your bank account, you can lose a lot of protections.
Debit Card Hassles
While a debit card can be seen as safer than carrying cash, it can be a costly mistake if a thief steals it or your personal information to empty your bank account.
Your first credit card can be the start to building your financial future. Just remember, how you use it can affect you for years down the road.
For example, build a good credit score and you could see lower interest rates on home and auto loans, and receive better credit card perks. Make too many mistakes with a first card, however, and you could have less financial flexibility. Landlords, lenders and utility companies could view a low credit score as a risky customer for them and deny you ser...We’ve all felt the effects of inflation, whether through higher gas prices or spending more on food at the grocery store, but it’s left many of us wondering what it means for the housing market. While inflation can be somewhat unpredictable, we can look at a few key ways it’s been known to impact the housing market. Through this, we can better understand what it means for homeowners and homebuyers.
Your investing style and tolerance for risk can help determine what type of stock mutual funds you invest in. The two main types of funds — growth and value — have different characteristics that can match your investing style.
Owning a mix of both funds is probably a smart move, but it can still be worthwhile to understand how each fund works. Here are some short explanations of growth vs. value funds:
Characteristics
Growth businesses are likely to reinvest profits, instead of paying out divid...SOLD! Well done to our CENTURY 21® team Associate Broker Barbara O'Hara and REALTOR® Mark Bond for using their knowledge of the area to list, market, and SELL this beautiful lakeside Ranch on historic and exclusive Lake Ariel! We'd love to be the first to congratulate the new owners and say "welcome to the neighborhood!"
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