Moving is exhausting for adults and for children. It’s a process that can be boring and also scary. It’s especially difficult if your kids are leaving behind friends and will need to switch schools.
But parents can make the process easier for kids and teens by getting them involved in the moving process. These steps can give young ones some confidence that their opinions matter and also lead to some interesting conversations.
This doesn’t mean giving children everything they want and moving int...Credit cards can help you afford things you need if you don’t have the money right now, but they often lead to trouble. Some people overspend, while others are forced to rely on credit cards more than they’d like because of a job loss or an unexpected expense.
No matter how you got into debt, if you’re struggling to make your monthly payments, you’re probably feeling overwhelmed. It may feel like you’ll never be able to get out of debt, especially if you have high interest rates.
Debt consolida...U.S. military members have access to some great benefits that can go a long way toward making their financial lives (and those of their family) a lot better.
Here are some of the best financial benefits that service members have available to them:
Inexpensive Retirement PlanThe Thrift Savings Plan has a low annual expense ratio of 0.038 percent of assets, making it a far better retirement plan for military members than 401(k) retirement plans, which have annual fees and expenses of 1-2 percent.You’ve done your research online and narrowed down the neighborhoods and homes you’re most interested in. The next step? Visiting your top picks in person.
But once you’re at the open house or walk-through, what should you look for? What real estate information will you be able to determine live that you couldn't find in the photos and details you already looked at online? To help you prepare, here’s a list of what to pay close attention to when on a walk-through:
The home’s exterior. Photos on...There are a large number of Americans struggling right now because of the effects of COVID-19. There’s no question the economy has taken a hit and, in turn, a lot of families have had to pay the price financially as well.
However, if you own a home, one of the options to help reduce your monthly payments and save money is to refinance your home loan, and with this changing market, refinancing is certainly something to consider. This process won’t be for everyone, but it’s a good first step to t...But wait! Have you made sure that there is a clause in the contract ordering a home inspection yet?
Buying a home is o...