Finding Your Way Home
If you’ve been making on-time payments on an auto loan for a year or more, it may be a good time to consider refinancing the loan so that you can lower your monthly payments.
Refinancing shouldn’t cost you anything as auto loans don’t typically have a prepayment penalty and applying for a refinance has no application fee.
Even if you’re happy with your car loan, it can make sense to refinance. Here are some situations when refinancing is worthwhile:
Interest Rates DroppedIf interest rates are l...
An attic can be an ideal storage space, but if it’s not organized, it can turn into a total mess. If you’ve lived in your house for several years, chances are your attic has gotten cluttered and could use some organizing.
Get HelpIf the job is too big for you to handle yourself, ask family or friends to help. Talk about what you want to keep and what you want to get rid of and discuss ways to organize the space. You’ll need to make more decisions as you go through the cleaning process, but sett...
A cleaning binge or a simple walk through your house can turn up all kinds of items that you may want to toss in the garbage. Throwing them away, however, could be like throwing money away.
With a little effort, you could sell various household items online, at local consignment shops or during a garage sale, among other options. Below are some used items that probably take up extra space in your home, but could net you some cash:
ElectronicsOld cellphones, computers, tablets and other electron...
Getting a dog can be one of the most rewarding things you’ll ever do. Seeing your cute pet’s tail wag when you get home from a long day at work can be a heartwarming experience that makes the responsibilities of dog ownership worthwhile.
But don’t forget those responsibilities, including financial ones, when determining whether now is the right time to bring a dog into the mix. New owners can expect to pay $1,400-$2,000 in the first year of having a puppy, and $14,500 over their dog’s lifetime,...
