Finding Your Way Home

State Forest Snowmobiling
CENTURY 21 Select Group 3 years ago

The recent weather has been generous to those that love winter recreation. The persistent snowfall that seemingly started in February and lasted all month has made for outstanding conditions for snowmobile enthusiasts. Locally, the trailheads have been packed with folks and their sleds and may be that way for some time to come.

The Delaware State Forest is home to nearly 115 miles of public snowmobiling trails. These paths, however, are not connected but exist in several loops and spurs due to...
Here’s Why Your Credit Score Matters and How to Improve It
CENTURY 21 Select Group 3 years ago

Credit can be a scary subject to approach, whether or not you want to jump into it isn’t an option in most cases; credit determines a lot, but it can also be a great financial tool when used properly. When your credit score is good, your rates, loans, and other financial endeavors will be good, too.

 

The first step to managing a credit score is to understand how it is calculated. Read this guide to help you on your way to achieving financial freedom.

 

 

Why does credit score matter?

Most p...
Fire Safety for Furry Family Members
CENTURY 21 Select Group 3 years ago

If you have a fire escape plan in place for your home, you’re steps ahead of many Americans. According to the National Fire Protection Association, only 30% of American households have developed and practiced a home fire escape plan. It’s important for families to stay ahead of the curve and be prepared in the event of a fire.

If an emergency occurs, every member of the household should be accounted for, including pets.

Every year, 500,000 pets suffer from smoke inhalation and 40,000 die due to...
Nutritional Inspiration for the New Year
CENTURY 21 Select Group 3 years ago

A new year brings new opportunities for personal changes and improvement from taking steps forward in a career to bettering personal relationships and – perhaps most common – starting on a path toward better health. For many, the worthwhile challenge of enhancing physical health begins with the foods and beverages you eat and drink.

Step one is to leave behind the habit of turning to unhealthy meals and instead focus on dishes that call for fresh fruits and veggies like this Quinoa Salad with O...
States That Won't Tax Your Retirement Income
CENTURY 21 Select Group 3 years ago

Affording to retire can be difficult enough, and having your retirement income taxed can leave you with less money.

To start, the federal government taxes income from a 401(k) retirement plan, traditional IRA or pension, along with taxing Social Security benefits. In addition, most states tax at least some part of retirement income.

However, there are a dozen states that don’t tax the most common types of retirement income: 401(k)s, IRAs and pensions. Below are some quick highlights of how thos...
Automatic Contributions: The Smart Way to Start Saving
CENTURY 21 Select Group 3 years ago

Of the many expenses associated with having a child, saving for their college education is a huge undertaking. Whether you’ve committed to paying their way entirely or helping out in some capacity, ideally, saving for college is something parents should have started as soon as their kid was born. Whether you’ve done that or not, here are some ways to save for your kid to go to college:

Set Up a 529 PlanThis can be done before your child is born. A 529 plan is a college savings plan set up by ea...
Creating an At-Home Library
CENTURY 21 Select Group 3 years ago

People who love books often use them as an escape. Books take you to faraway places and different time periods. Why not create an area devoted to burying yourself deep in a book? If you have too many books to count, consider creating an at home library.

People who can benefit from an at home library  

Book lovers 

This is an obvious point, but if you love books, maybe even just the smell of old books and the charm of having them on shelves, then an at home library is for you.

Collectors  

If yo...
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