If your child has a Social Security number, they can become a victim of identity theft.
With a clean credit history, a child’s Social Security number can be more valuable to a thief than an adult’s. It can be used to apply for government benefits, open bank and credit card accounts, and apply for a loan.
This could lead to a poor credit history before your child reaches age 18. A poor credit score can make it difficult to get good terms on credit, a mortgage and insurance. Some employers and la...
Superstitions are often over the top. There’s probably nothing magical about a rabbit’s foot, and walking under a ladder or breaking a mirror won’t lead to doom. But then again, trying to bring a little luck to your house can’t hurt.
There are traditions that promise to bring good fortune to your new home. And even though these rituals are just old tales, following a few can give you a sense of peace and comfort. Here are a few:
Hang a horseshoe. There are a lot of theories as to why horseshoes...It’s easy to get excited about the idea of working out but soon find yourself feeling discouraged and overwhelmed. Having the right mindset and realistic expectations can help you succeed at a new exercise program.
Why Do You Want to Work out?The reason why you exercise will determine whether you’ll stick with it. Internal motivation is more likely to lead to long-term success than motivation based on external factors. If you want to get in shape to look good at the beach or at your friend’s we...
Lenders look at your credit report to determine whether you qualify for a loan or credit card. Inaccurate information could lead to an unfavorable interest rate or outright denial of your application. You should periodically request copies of your credit reports and check them for errors. If you find a mistake, act immediately to have it corrected so it doesn’t hurt your chances of obtaining credit.
How an Error Might Have OccurredIf you have a common name, your records could have gotten mixed...
Open shelving is as popular as ever given, its versatility and ability to adapt, to any kitchen style. Open shelving offers easy access to frequently used kitchen items. They also provide a place for displaying decorative items such as baskets, plates, and cookbooks that add a pop of personality to your kitchen.
An open-door policy
If you are only planning to include a shelf or two open shelving installation can be a simple DIY project You can choose interesting brackets or corbels made from me...Maximalism is an interior design and decorating style that embraces bold and eclectic aesthetics. It is the opposite of minimalism, which focuses on simplicity and reducing excess. Maximalism creates vibrant, lively and pleasingly unexpected personal spaces, emphasizing the mixture and layering of textures, patterns, colors and materials. Here are some design tips to consider when creating your maximalist home.
Stay bold
In a maximalist space, you'll often find an abundance of art, accessories...There are so many enjoyable fall activities, from carving pumpkins to lounging around the bonfire. Autumn can also be a great time to enter the housing market. While there may not be as many interested parties as there are during spring and summer, you may face less competition selling your home, and motivated buyers may want to move into a new house before the holidays. However, before potential buyers visit your home, it can be beneficial to stage your house with fall-inspired ideas to help it...