Finding Your Way Home
Nothing beats relaxing by the fire on a fall evening. A fireplace is a welcome addition to any room, whether you are entertaining guests or diving into a favorite novel.
However, your fireplace can cause problems if it’s not properly maintained. Read on to learn about each type of fireplace’s specific maintenance requirements.
Most important, no matter what kind of fireplace you have or want to add to your home, make sure you install both smoke and carbon monoxide detectors. Each is integral...
College tuition can cost tens of thousands of dollars, and students often use loans to help pay for their education. However, many don’t take advantage of available scholarships, essentially missing out on free money. According to Sallie Mae, a leading student lender, it comes down to a lack of awareness and common misconceptions about what it takes to qualify.
To help students and families cash in on college scholarships, Sallie Mae offers the following five tips:
Start with the FAFSA. In orde...
If you want to get a second mortgage so you can make renovations to your home, it can be difficult if you have poor credit.
A second mortgage can use a home’s equity as collateral for a second home loan, allowing up to 80 percent of a home’s value to be borrowed. However, getting a second mortgage through a home equity loan or line of credit can be difficult if you don’t have a credit score of 680 or better.
While high home equity will make a second mortgage less risky and may compensate for po...
There are few rooms in your home more important than your kitchen. It’s where your household starts its day with breakfast and where you gather at night to prepare dinner. From birthdays to holidays to dinner parties, your kitchen is a central part of your life.
That’s why it’s important to give your kitchen some TLC. However, it doesn’t have to be a costly remodel. Try one of these DIY kitchen upgrades to help refresh the space. Best of all, you can complete many of these projects for $100 or...
A divorce can be one of the most difficult things to go through in life. Financial mistakes after a divorce don’t have to be on that list.
Here are some money mistakes to stay away from so you can bounce back and move forward with your life:
Not Budgeting
With your income likely being cut in half after a divorce, it’s a good time to set up a budget and adjust your lifestyle.
Want to save money on your auto insurance? According to the Insurance Information Institute, one of the best ways to keep auto insurance costs down is to have a good driving record. Following are seven other things the organization suggests you can do to help lower your costs:
1. Shop around. Prices vary from company to company, so it pays to shop around. Get at least three price quotes. You can call companies directly or access information online. Don’t shop by price alone, though. Ask friends...
Fresh herbs make any dish pop. They’re the perfect addition to any meal and add a dynamic flavor while keeping your food as healthy and nutritious as ever. An outdoor herb garden may not be an option for you if you have limited outdoor space, or live in a harsh climate. However, that doesn’t mean you have to forgo the flavor and joy of growing your own food. Growing herbs in your kitchen can be a snap. If you have decided you are ready to start your own windowsill garden in your kitchen, don’t...
