Finding Your Way Home
Looking to kick the caffeine? While a moderate amount of the buzzy stuff has been shown to have heart benefits, it’s easy to overdo it or find yourself addicted to that morning jolt. If you’re looking to slay your latte habit, consider the following tips.
Time it right. Quitting anything you’re addicted to is challenging, and coffee is no exception. Choose a time that will support your withdrawal. The Monday your big work project is due? Not the best time.
A long weekend is a great time to begi...
If you’re always short of cabinet and counter space, it’s time to declutter your kitchen. But that’s a chore that seems to get relegated to “someday.” According to Country Living Magazine, the job may be easier if you know where to start. If you want to give yourself more kitchen space, begin by getting rid of the following:
Your plastic container collection. Most of us have far too many plastic containers haphazardly stuffed somewhere in our kitchens, including those empty deli and margarine c...
While a budget may seem restrictive and burdensome, in reality, it gives you control of your life and allows you to make proactive choices about your money. Bringing down your debt and living within your means enables you to feel good about your life again.
Overwhelmed about where to begin? Here’s a five-step plan from Lending Club to put you on the path to taking control of your finances. Even if you already have a budget in place, it’s a good idea to re-evaluate using these guidelines.
Leasing can be a smart way to test out a car for a few years without buying it. A lease can give you all of the latest technology and some time to determine if you like the car enough to buy it.
If you want to buy it before the lease expires, read the terms of the lease agreement to see if an early buyout costs extra, typically charged in finance fees. It may be worthwhile to wait until the lease ends.
To make sure you’re getting a good deal, research the different ways the car is valued. The f...
According to the U.S. Food and Drug Administration (FDA), this country’s food supply is among the safest in the world. However, certain bacteria and pathogens can contaminate food and cause foodborne illness, commonly known as food poisoning.
Although most healthy people will quickly recover from a foodborne illness, some can develop chronic, severe or even life-threatening health problems. To keep your family safer from food poisoning, the FDA recommends following four simple steps: clean, sep...
If you pay your credit card bill in full each month and don’t pay interest, you’re using your credit wisely.
You’re not only getting a free 50-day loan through a credit card’s grace period, but you can get some of the best credit card rewards without having to pay the high interest rates that usually accompany the best rewards cards.
Low-interest credit cards can offer modest rewards. High-interest cards, however, usually offer higher rewards, such as more airline miles, points or cash back.
Th...
A late payment on a credit bill or other debt such as a mortgage can have a significant impact on your credit score. And the higher your credit score is to begin with, the more it can fall after a late payment.
Paying your bills on time is the best way to avoid this. If you don’t make your payments and your account is turned over to a collections agency, you won’t be able to get that account current again. Late payments can stay on a credit report for seven years.
Before it gets to that point,...
