Finding Your Way Home
Ready to make a positive change? Try self-care.
Many of us rush into the heart of winter with a flurry of big health goals, like losing a certain number of pounds and hitting the gym more often.
These are admirable aspirations. But it’s also important to engage in more forgiving types of self-care — especially as the days shorten and many of us are left in the winter doldrums.
“Of course, setting traditional health goals is important if you need to lose weight or be more active,” says Dr. Josep...
Many Americans don’t realize how much water their family uses in a typical day or how much of that water is wasted. Conserving water can help to protect the environment and lower your bills.
How to Save Water in the House
If you typically leave the water running while you wash dishes, brush your teeth or shave, that can waste hundreds of gallons each month. Work on breaking the habit to reduce your water bills.
Owing more on a car loan than the car is worth—called being “upside down” on a loan—can make buying a new vehicle difficult.
The negative equity can mean getting less for your old car at trade-in, or coming up with the extra money to pay off the old debt. Cars depreciate quickly, so the urge to switch to a new car after a few years can leave you with an older car that’s worth less than the loan.
There are still ways to buy a car when you have an upside-down loan; however, they’re not too appeal...
Cleaning doesn’t have to be a hassle if you keep on top of it. Here are some small daily steps you can take to keep your home clean.
Post-shower swipe. To keep mold at bay, store a washcloth in your shower that you use for wiping down surfaces after you turn the water off. Just make sure everyone in the family knows the purpose of the rag so it doesn’t end up on anyone’s face! Swap the rag out once a week.
Early morning clutter sweep. As you wait for the coffee to brew or the dog to finish his...
A certificate of deposit (CD) is a product that gives an investor a fixed interest rate for anywhere from three months to five years. The longer the term, the higher the rate. CDs generally have higher interest rates than savings accounts, but money must be kept in a CD until its maturity date. If it’s withdrawn before then, a penalty applies. CDs are FDIC-insured, which makes them safer than investing in the stock market. In order to maximize returns while maintaining liquidity, investors often...
Nothing beats relaxing by the fire on a fall evening. A fireplace is a welcome addition to any room, whether you are entertaining guests or diving into a favorite novel.
However, your fireplace can cause problems if it’s not properly maintained. Read on to learn about each type of fireplace’s specific maintenance requirements.
Most important, no matter what kind of fireplace you have or want to add to your home, make sure you install both smoke and carbon monoxide detectors. Each is integral...
College tuition can cost tens of thousands of dollars, and students often use loans to help pay for their education. However, many don’t take advantage of available scholarships, essentially missing out on free money. According to Sallie Mae, a leading student lender, it comes down to a lack of awareness and common misconceptions about what it takes to qualify.
To help students and families cash in on college scholarships, Sallie Mae offers the following five tips:
Start with the FAFSA. In orde...
